50 cards.
No hidden fees.

Learn how we collect and use your information by visiting our Privacy Statement.

VirtCC is a financial technology company, not a bank. Axiom Bank, N.A. issues its prepaid cards, and FDIC insurance is provided by Axiom Bank, N.A.¹

Click here to view our fee schedule.

SPEND YOUR MONEY, YOUR WAY

Have a different card for every spending situation.

VirtCC helps you budget better by controlling how you spend, where you spend it, now.

Whether you’re ditching your wallet and going cashless or holding up to 50 unique physical cards, we’ve got you covered to spend anywhere Mastercard debit cards are accepted.

For you

VirtCC cards can be used anywhere Mastercard debit is accepted. Create a card for every spending situation – Even a night out on the town, and go cash-free with ultimate peace of mind.

For families

Give your kids financial freedom while teaching them to spend responsibly with total visibility over every transaction. VirtCC spending won’t affect your credit score, and lost cards can be locked instantly.

For organizations

Give each employee their own digital or physical card and wave goodbye to messy reconciliations. Track purchases while giving them the freedom to spend without compromising your main account.

Lock a lost card instantly

VirtCC lets you lock a lost card in seconds. Zero the balance, lock further transactions and even see where it has been used at the click of a button. Best of all, losing one card doesn’t affect the others!

A simple switch

Getting started with VirtCC is easy.

Sign up in seconds and get spending without the physical paperwork, the long waits or the hidden fees. All you need is to be a US citizen and basic identification documents, including your social security number. There’s no credit checks, no bank statements and no hassle. And, when you sign up we’ll send you one free physical card to wave about, on top of your 49 virtual cards. So, what are you waiting for? Make the switch today and SPENDEASY.

1. Download the app

Get VirtCC on your compatible
mobile device.

2. Create a new account

You must be a US resident with a
social security number.

3. Load up your balances

Allocate funds to any of your 50
VirtCC cards and start spending.

Manage your money better

VirtCC is a prepaid virtual debit card provider that empowers you to spend your money online and in person with confidence and convenience. A prepaid virtual debit card is a digital version of a physical card that you can use for online shopping, subscriptions, travel, and more. You can create up to 50 virtual cards with different limits, and control them all from your device. You can also freeze or delete your cards anytime, so you don’t have to worry about losing them or exposing your personal information.

When you sign up for VirtCC, you’ll also get one physical card shipped to your door for free. You can use this card for in-store purchases or ATM withdrawals. If you need more physical cards, you can order as many as you like for only $9.95 each. And unlike other card providers, VirtCC has no hidden fees. You’ll only pay what you see, and only spend what you have.

VirtCC also offers security features and budgeting tools to help you protect your privacy and manage your spending. You can set up spending alerts, transaction limits, and recurring payments for each card. You can also view your transaction history and balance in real-time on the VirtCC app. And if you ever have any questions or issues, you can contact our friendly customer support team anytime.

Provide a better allowance

If you’re a parent who wants to give your teenager some financial freedom and responsibility, VirtCC is the perfect solution. You can create a virtual card for your teenager’s allowance, and set a limit on how much they can spend each month. You can also monitor their spending habits and transactions on the VirtCC app. And if they ever lose their card or phone, you can lock it instantly with a tap.

With VirtCC, you can help your teenager learn how to manage their money online without risking your main account or credit score. And they’ll love how easy and fast it is to pay with their phone using any mobile payment platform.

VirtCC is a prepaid virtual debit card, so we don’t need to perform a credit pull and they can only spend what they have.

Control your organizations expenses

If you’re a sports organization that needs to give your coaches access to money for travel, equipment, or other expenses, VirtCC is the ideal solution. You can create a virtual card for each coach, and assign them a budget for each season or event. You can also track their spending and receipts on the VirtCC app. And if they ever need more funds or have an emergency, you can transfer money to their card in seconds.

With VirtCC, you can simplify your accounting and reporting process without compromising on security or control. You can also save money on fees and interest by using prepaid virtual debit cards instead of credit cards or cash advances. And your coaches will appreciate how convenient and flexible it is to pay with their phone using any mobile payment platform.

Staff spending made simple

If you’re a small business owner who wants to streamline your business expenses and empower your employees, VirtCC is the perfect solution. You can create a virtual card for each employee, and set a limit on how much they can spend each month or quarter. You can also categorize their spending and transactions on the VirtCC app. And if they ever lose their card or phone, you can lock it instantly with a tap.

With VirtCC, you can manage your business expenses with ease and transparency without risking your main account or credit score. And your employees will love how simple and fast it is to pay with their phone using any mobile payment platform.

Finally, my card details are safe
from scammers

4.6 stars on Google.

Sign up to our mailing list to get notified for when we launch.