VirtCC Cardholder
Monthly Fee Model

All Fees Amount Details
Get Started
Card purchase $0.00 You will not be charged a fee by us for purchasing the Card.
Activation $0.00 You will not be charged a fee for activating the Card.
Monthly Usage
Monthly fee $0.00
Monthly fee is assessed on the first day of each month, following the first full month after the Account is loaded. Fee is assessed per Account, not per card.
Fee as it appears on statement: Monthly Service Fee
Add Money
Cash reload $0.00 We do not charge a fee when you reload your Card at a third party reload network. Third party fees may apply. See below for details.
Mobile Check Deposit $0.00
The fee is assessed when depositing a check to load your card through the mobile app.
Fee as it appears on statement: Mobile Check Deposit Fee
Transfer Money
Card to bank transfer $0.00
Each time you transfer funds from your Card to an account at a different financial institution. You can withdraw cash at no charge by using an ATM displaying the MoneyPass logo and deposit it at your bank.
Fee as it appears on statement: Card to Bank Transfer Fee
Spend Money
Signature purchase $0.00 Each time you make a successful point-of-sale purchase within the United States or U.S. Territories by selecting “credit”. This may or may not involve you signing a receipt for the purchase.
PIN purchase $0.00 Each time you make a successful point-of-sale purchase within the United States or U.S. Territories by selecting “debit” and entering your Personal Identification Number (“PIN”) or if your purchase is submitted by the merchant through a PIN debit network without requiring a PIN.
Get Cash
ATM withdrawal (in-network) $0.00 “In-network” refers to the MoneyPass ATM Network. ATM locations within the network are subject to change at any time by the ATM operator or network. Locations can be found at https://www.moneypass.com/atm-locator.html.
ATM withdrawal (out-of-network) $2.50
“Out-of-network” refers to all the ATMs outside of the MoneyPass ATM Network. This is our fee assessed each time you withdraw cash from an ATM within the United States and U.S. Territories unless it displays the MoneyPass logo. You may also be charged an additional fee by the out-of-network ATM operator or network, even if you do not complete a transaction. You can withdraw cash at no charge by using an ATM displaying the MoneyPass logo.
Fee as it appears on statement: ATM Fee
Information
Customer service (automated or live agent) $0.00 There is no fee when you speak with a live agent.
ATM balance inquiry (in-network) $0.00 “In-network” refers to the MoneyPass ATM Network. ATM locations within the network are subject to change at any time by the ATM operator or network. Locations can be found at https://www.moneypass.com/atm-locator.html.
ATM balance inquiry (out-of-network) $1.00
“Out-of-network” refers to all the ATMs outside of the MoneyPass ATM Network. This is our fee that is charged each time you request your Card balance using an ATM within the United States and U.S. Territories unless it displays the MoneyPass logo, regardless of whether you also conduct a cash withdrawal. You may also be changed a fee by the out-of-network ATM operator or the network. To find an MoneyPass ATM, go to https://www.moneypass.com/atm-locator.html. You may track your Card balance at no charge via the mobile app, online, or call customer service. Standard message and data rates from your wireless service provider may apply.
Fee as it appears on statement: ATM Balance Inquiry Fee
Using your card outside the U.S.
International transaction 3%
Of the U.S. dollar amount of each transaction each time you obtain funds or make a purchase in a currency other than U.S. dollars (USD) or outside the United States and U.S. Territories. When assessed, this fee will be a minimum of one cent ($0.01).
Fee as it appears on statement: International Card Fee
International PIN purchase $0.00
Each time you make a point-of-sale purchase outside of United States or U.S. Territories by selecting “debit” and entering your Personal Identification Number (“PIN”). Transactions made outside of the 50 United States and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency.
You can make a signature purchase at no charge by selecting “credit” at checkout and signing for your purchase (if required by the merchant).
International ATM withdrawal $2.00
This is our fee each time you withdraw cash from an ATM outside of the United States and U.S. Territories. You may also be charged a fee by the ATM operator or the network used to complete the transaction. Transactions made outside of the 50 United States and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency.
Fee as it appears on statement: International ATM Fee
International ATM balance inquiry $0.00
This is our fee which is charged each time you request your Card balance using an ATM outside of the United States and U.S. Territories regardless of whether you also conduct a cash withdrawal. You may also be charged a fee by the ATM operator or the network used to complete the transaction. You may track your Card balance at no charge via the mobile app, online, or call customer service. Standard message and data rates from your wireless service provider may apply.
Fee as it appears on statement: ATM Balance Inquiry Fee
Replacing you card
Card replacement $0.00
Each time you request this service if the replacement Card is requested prior to Card expiration date.
Fee as it appears on statement: Card Replacement Fee
Additional Card Services
Balance refund check $0.00
Each time a check is issued to refund the balance of the Card to you for any reason other than inactive account closure. Fee will not be assessed if no check is issued.
Fee as it appears on statement: Balance Refund Check Fee
Inactive account closure $0.00
If you do not have at least one (1) of the following qualifying transactions with your Card: load funds, make a purchase, or withdraw cash at an ATM or bank.in a twelve (12) month period, we may close your Card Account and assess this fee. A check will be issued to refund any remaining balance greater than one dollar ($1.00).
Fee as it appears on statement: Inactive Account Closure Fee
Paper statement $0.00
This is our fee each time you request that we send you a paper statement. View and print your balance and transaction history at no charge online.
Fee as it appears on statement: Paper Statement Fee
Inactivity $5.00
If you do not use your Card to initiate a purchase, cash withdrawal or load transaction for more than 3 months, the fee will be assessed monthly thereafter until you conduct one of these transactions or your balance is depleted to zero. Continue to use your Card at least once every twelve (3) months or close your Card and we will refund your balance by check. The Check Issuance Upon Closure Fee will apply.
Fee as it appears on statement: Inactivity Fee
Potential Third Party Fees
Retail cash load May Vary – Up to $4.95 Third party reload networks (e.g. rePower®, GreenDot® and Western Union®) may assess a fee for each load that is collected at the time of the cash load. This is not our fee and is subject to change. Be sure to ask about the cost before conducting the load. For example, a fee of up to $4.95 may apply when loading cash through Green Dot. Go to attheregister.com. This information was accurate as of 7/24/2020. Avoid this fee by setting up direct deposit or sending funds via ACH to your Card.
ATM surcharge May Vary Third party ATM operators may charge a fee each time you withdraw funds or check your balance at a non-MoneyPass ATM. You may withdraw cash at no charge by using an ATM displaying the MoneyPass logo. To find an MoneyPass ATM, go to https://www.moneypass.com/atm-locator.html.
Card network international currency conversion May Vary The Card Network for your Card (e.g. Visa®, Mastercard®, or Discover®) may assess a fee for currency conversion if you make a transaction in a currency other than the currency in which your Card Account was issued. This fee is a percentage of the amount of the transaction.

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