Budget better and
spend more safely.

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VirtCC is a financial technology company, not a bank. Axiom Bank, N.A. issues its prepaid cards, and FDIC insurance is provided by Axiom Bank, N.A.¹

Click here to view our fee schedule.

What are prepaid virtual debit cards
and why should you use them?

VirtCC is the ultimate solution for online spending, with the trifecta of security, safety, and ease of use. Whether you’re single, a couple, a parent or a student, VirtCC has something for you.

Gone solo

VirtCC for smart singles and clever couples – A separate account, or 50, to spend your money your way.
  • Get the financial freedom you’ve worked hard for and spend anywhere, now.
  • Manage your money and spend more safely from the comfort of your phone.
  • Have different cards for different uses: Bills, groceries, entertainment & date nights.
  • Adjust your limits anytime, or delete a card at the tap of a button.
  • Budget better with total visibility over your spending.
  • Set up spending alerts, transaction limits, and recurring payments for each card.
  • View your transaction history and balance in real-time, any time.
  • Shop online without exposing your main account information, travel without worrying about freeloading fraudsters, and try new things without putting anything on credit or paying interest.
  • Travel lighter. Go cash-free and spend anywhere Mastercard debit is accepted, right from your phone.
  • VirtCC is backed by the banks, so transactions are real-time, secure and trackable 24/7.

#YOLO

VirtCC for teenagers and students – It’s the credit card you wish you had, without the credit, or the card.
  • Break free from asking mom & dad for cash, with your own prepaid virtual debit card, or three, or more!
  • Live larger with instant access to online shopping and services with ease and security
  • Have a different card for your subscriptions, shopping and spending splurges.
  • Know your limits, and stress less about lost cards – Because it’s all on your phone.
  • Spend smarter when you’re out with friends, because you’ll never blow your budget.
  • Simplify your spending with alerts, limits and automatic payments for each card.
  • Get your financial independence and own a card mom & dad will want you to have.
  • Go out, with protection. VirtCC lets you leave your main account at home, so you can go out on the town, shout a round and order an Uber without putting anything on credit.
  • Quit carrying cash, and as long as your phone’s charged, have access to your allowance on the spot, any time.
  • If you’re suddenly strapped for cash, mom & dad can top up your cards instantly, making emergency spending simple, and safer.

What are prepaid virtual debit cards and why should you use them?

Prepaid virtual debit cards are digital versions of physical cards that you can use for online shopping, subscriptions, travel, and more. They are not linked to your main bank account or credit card, so you can protect your personal information and avoid fraud. You can create up to 50 virtual cards for different uses with different limits, and control them all from your device. You can also freeze or delete your cards anytime, so you don’t have to worry about losing them or exposing your personal information.

Most people in the USA don’t want a credit facility, because they don’t want to pay interest, fees, or risk damaging their credit score. That’s why debit is better. With debit, you only spend what you have, and you don’t have to worry about debt or bills. You also have more control over your spending and budgeting.

VirtCC is a prepaid virtual debit card provider that offers the best of both worlds: the convenience of credit and the security of debit. With VirtCC, you can enjoy the freedom to spend your money your way, without worrying about credit scores or hidden fees. Keep your savings secure, use our budgeting tools to help you save money and protect your privacy all from your phone. VirtCC integrates with any mobile payment platform, so you can pay with your phone using any app or service you prefer. And if you ever need cash, you can use your physical card to withdraw money from any ATM2.

VirtCC is the ultimate solution for online spending, with the trifecta of security, safety, and ease of use. Whether you’re a parent, a student, a business owner, or an investor, VirtCC has something for you.

Finally, my card details are safe
from scammers

4.6 stars on Google.

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